If you are in the market for a British Columbia mortgage then you have come to the right place. As a first time homeowner, it is important to know all of your options when it comes to home loans. The fact that you can get a loan from a mortgage broker or a bank already makes this process a little overwhelming.
As your local mortgage broker in Abbotsford, we have compiled a list of reasons on why you should choose us as your mortgage broker over a bank to help make this process easier.
- More Options:
As a mortgage broker, Your Mortgage Source has access to multiple different financial institutions, therefore, we can provide more options and better rates. A bank is limited on the services they offer because they can only give out the products available at the bank. In addition, the bank is less likely to negotiate with you because of their set rates.
- Mortgage Experts:
By working with a variety of different lenders, we have more knowledge and expertise in the financial field. With this familiarity we are able to negotiate on your behalf and ensure you get the best deals in the market.
- Flexible Hours:
When you work with a bank you are more restricted on when you can go in and make an appointment. If you work the typical 9-5 workday, it might be more difficult for you to find the time to go into a bank. We as mortgage brokers have more of a flexible schedule and can make ourselves available upon request. Also, we are not required to meet with you in person. Everything can be done online or over the phone for your convenience.
- Bad Credit:
Banks are stricter on which clients they accept. If you have bad credit or some imperfections on your financial record, a mortgage broker is more willing to work with you and overcome any potentials problems you might have.
- Best Interest:
As your preferred mortgage broker, Your Mortgage Source will always work in your best interest because we care about you succeeding with your financial goals. In almost all cases we are paid by our lenders and so our services cost you nothing. As well, we don’t get paid unless we get your mortgage approved so we work our hardest to make sure you get the financing approved that you need.
For more information talk to a mortgage broker in British Columbia today at 604-556-3893 or info@ymsCanada.ca. Don’t wait. Get started on your home mortgage today!