Interest Rates have dropped again this month as lenders get more aggressive to try and get your business.
Some of our feature rates include a 5 year fixed as low as 2.79%. As well there is a 5 year variable at 2.20% and a 3 year fixed at 2.49%. Some of these rates are specials and do have conditions but it may be worth your while to talk to us to see if it is worth it to refinance or consolidate some debt into these super low rates.
For more information on our mortgage products please visit our website at www.ymscanada.ca.
As well we would like to wish you and your families a Merry Christmas and a Happy New Year. We wish you all the best for 2015 and much success and happiness!
| Rates | Variable | 5 Year Fixed | 3 Year Fixed |
|---|---|---|---|
| 2.20%* | 2.79%** | 2.49% |
Rates fluctuate daily and we may be able to obtain better rates than those shown. Please call our office for the most up-to-date Best Rates. *Based on current prime rate of 3.00%. **Rates above are best rates available and may vary depending on quality of the credit application. All mortgages are subject to credit approval.
Important Reminder Regarding Your Mortgage Renewal
If your mortgage is up for renewal and you are being contacted by your lender to early renew before the maturity date please call or email us before signing the renewal. We are able to give you a quick recap of rates in the market to make sure you aren’t signing for a rate/term that isn’t beneficial for you. Often times your lender will tell you that you only have a very limited time to sign the renewal to pressure you into taking the rate they want. Get in touch with us for a quick 2nd opinion!If you require any further information regarding this article or any other mortgage matters please contact our office at 604‐556‐3893. Also, as a reminder to anyone looking for a mortgage, we offer 4 month pre-approvals at no cost to you. This means that you can get a rate hold for up to 4 months to protect yourself in case rates rise. Please visit our website at www.ymscanada.ca for more information on all or our mortgage products.