Alex Kotai
Alex Kotai604.556.3893

Need a Personal Loan? Email us today for more information or click here to Apply Now for an unsecured loan up to $50,000.

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Alex Kotai, President & Senior Mortgage Advisor

Alex Kotai has worked in the mortgage brokerage business for many years. His career started at HSBC Bank Canada where he spent most of his time in senior management roles which involved training and managing the sales staff at his branch. After leaving HSBC, Alex decided to open his own mortgage brokerage firm, Your Mortgage Source. Through his company, Alex has access to many lenders across the country with a very expansive list of products.

Alex has lived in the community of Abbotsford for many years and has an in-depth knowledge of the local real estate market. He has contacts in all fields of the market including lawyers, notaries, real estate agents and home inspectors. This means you have access to all of the resources available to draw upon for your mortgage and housing needs. In addition to his experience in the mortgage business, Alex has a wealth of knowledge obtained through his educational background which includes a Bachelor of Business Administration Degree.

Alex is truly committed to providing first class customer service and finding the right mortgage for his clients in Abbotsford, Chilliwack, the Fraser Valley and Canada wide. Alex believes in providing great advice and will look at every means possible to get clients the mortgage they need. He truly enjoys working with people and this is evident in the service he provides each and every day.

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Our Valuable Team Of Mortgage Advisors

Hala Awad
Hala Awad604.725.3211
Richmond, British Columbia (BC) | Greater Vancouver Area (GVA)

Hala brings nearly two decades of experience in property ownership, investment management, and private lending, supported by a strong background in commerce. Her passion for finance and real estate, combined with a genuine desire to help clients achieve their financial and homeownership goals, led her to become a licensed mortgage specialist.

Hala works for you, not the banks. She is committed to delivering mortgage strategies that are direct, practical, and effective, carefully tailored to meet both your immediate and long-term needs. Understanding the importance of balancing stability with flexibility, she takes a creative and strategic approach to optimizing her clients’ financing positions. Above all, Hala listens closely to your goals and priorities to ensure the solutions she provides truly align with your vision.

Whether you are purchasing a new home, investing in a business or property, or exploring refinancing options, Hala is dedicated to helping you navigate your choices with confidence and comfort.

Outside of work, Hala enjoys spending time with her two teenagers and pursuing her interests in home improvement and design.

Apply for your mortgage with Hala here:
https://hala-awad-yms-canada.mtg-app.com/signup

Kiran Basran
Kiran Basran403.404.4069
Kiran Basran is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Aman S Brar
Aman S Brar604.832.9125
Aman S Brar is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Aman Brar
Aman Brar604.825.6671
With over 15 years of business development, sales, and operations management experience, I have a strong focus on client needs and a passion for developing customized mortgage solutions. That’s why at Your Mortgage Source, I’m committed to harnessing my knowledge, insight, and personalized approach to make your mortgage experience as smooth, streamlined, and empowering as possible.

In addition, I offer a wide variety of mortgage products to suit these various scenarios whether you are a first time home buyer, refinancing your current mortgage, or investing in a property. From $0 down mortgages for first-time buyers to secured lines of credit (LOC) and construction financing, I have a range of lenders to choose from to ensure you get the best rates and solutions available.

At Your Mortgage Source we are proud to offer creative solutions for a wide range of clients including those with credit issues, self employed borrowers and those requiring private or second mortgages. We offer you the flexibility, low-interest loans, and professional guidance to make it easier to get approved – we’re not just a mortgage company.

My approach as a mortgage broker involves establishing long-term partnerships with clients based on trust, transparency, and a real desire to find the right mortgage solution for their needs. As a professional dedicated to proactive communication and industry expertise, I’m ready to help you navigate one of life’s biggest financial decisions.

If you’re buying your very first home, or if you’re refinancing or looking for specialty financing options, contact me to help you navigate the process and achieve your home ownership dream.

Mani Brar
Mani Brar604.217.7245
Mani is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Karm Bring
Karm Bring778.548.2447
Karm Bring is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Bobbie Chawla
Bobbie Chawla778.241.4191
Bobbie Chawla is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Suresh Chawla
Suresh Chawla778.990.8472
Suresh Chawla is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Sonia Chot
Sonia Chot778.957.5491
With a BBA in Accounting and a background in real estate, I bring over a decade of industry expertise to my role as a mortgage broker. My journey has included ten successful years as a realtor, along with extensive experience in construction accounting—giving me a unique, in-depth understanding of the entire real estate process, from start to finish.

I’m dedicated to making the mortgage process as smooth and straightforward as possible for my clients. Whether you’re purchasing your first home, refinancing, or investing, my goal is to provide clear, honest guidance every step of the way. My focus is on delivering the best experience and fostering long-term relationships built on trust. I look forward to helping you navigate your mortgage needs and supporting you on your path to homeownership!

Clay Delorme
Clay Delorme604.615.7355
Clay Delorme is a graduate of the Sauder School of Business at UBC. He brings a wealth of professional knowledge to the table in the mortgage and real estate industry including: Residential experience (luxury, acreage, new construction, strata, fee-simple, foreclosures, rentals, vacation, and manufactured) as well as Commercial experience (strata, lease, multi-unit rentals, bare-land and land assembly). Take this knowledge and experience and mix it with Clay’s client-centered approach to create a recipe for happy clients that have the best financing scenario to meet their needs.
Harman Deol
Harman Deol604.758.0777
Harman Deol is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Ryan Dhatt
Ryan Dhatt604.723.7278
Ryan Dhatt is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Arpinder Dhillon
Arpinder Dhillon778.889.3444
Arpinder Dhillon is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Jas Dhiman
Jas Dhiman604.690.0555
Jaspreet Dhiman is a licensed mortgage associate based in Surrey, British Columbia. With extensive industry knowledge and a strong network of lenders, Jaspreet specializes in commercial financing, multi-family units, alternative residential lending, and residential construction projects. Known for a client-centric approach and exceptional service, my goal is to provide tailored solutions to meet unique needs of each client. Dedicated to excellence and integrity, my aim is to consistently deliver results that drive business growth and success in the dynamic real estate market of British Columbia.
Avneet Dhutti
Avneet Dhutti778.552.8846
Avneet has graduated from UBC Sauder School of Business under the mortgage Broker program. Her aim is to assist clients in every possible way, providing the best advice for their mortgage needs. As a mortgage advisor, she deals with various financial institutions and assure that applicants in need of services in matters related to finances are provided with the simplest yet best solutions possible available after careful consideration of all factors.
Ajay Grover
Ajay Grover778.714.2224
Ajay Grover is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Christopher Hughes
Christopher Hughes604.833.7922
Christopher Hughes is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Sim Hundal
Sim Hundal778.513.7019
Sim Hundal is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Mukesh Jindal
Mukesh Jindal778.887.0138
Mukesh Jindal is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Daljit Kalkat
Daljit Kalkat604.300.5577
Daljit Kalkat is a Licensed Mortgage Advisor with Your Mortgage Source. With a strong foundation in finance and over 24 years of corporate experience, Daljit Singh Kalkat is a dedicated mortgage broker specialist committed to guiding clients through tailored mortgage solutions. Daljit leverages his expertise to simplify complex financing processes, helping clients secure loans that align with their unique financial goals. Known for his personalized service and in-depth knowledge of the Canadian mortgage landscape, Daljit takes pride in making homeownership attainable for clients across various needs.
Lovjit Kaur
Lovjit Kaur604.653.6304
Lovjit Kaur is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Navdeep Kaur
Navdeep Kaur778.928.6966
I am a mortgage broker committed to helping clients navigate the mortgage process with clarity, confidence, and care. I take a personalized approach, taking the time to understand each client’s financial situation and long-term goals in order to recommend mortgage solutions that truly fit their needs.

I believe in clear communication, transparency, and making the mortgage process feel straightforward and well supported, with a focus on building lasting relationships through dependable guidance and consistent service.

Whether you’re just getting started or have a few questions along the way, I’m always happy to connect and provide support every step of the way.

Bim Khabra
Bim Khabra778.996.0065
Bim Khabra is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Kingsley Khamphavong
Kingsley Khamphavong604.997.7072
Kingsley began his professional journey in the field of law enforcement. With over half a decade of experience, this has allowed him to build a moral compass based on integrity, honesty and transparency. The translation of these principles into the sphere of mortgage lending is the basis of how he provides a client-centered approach.

Although holding a Bachelor’s Degree in Criminology, he has always had an interest in the world of finance and economics. He began his investing endeavor in 2017, building a long-term portfolio by sticking to a value investing strategy. Accumulating equities through careful research and fundamental analysis has allowed him to pursue the world of real estate as he relocated for work and reallocated his positions.

Having moved from Winnipeg to Chilliwack in 2019, he has since experienced first-hand the level of expertise and knowledge required to navigate the purchase of a new property, whether it is for adept homeowners, investors or first-time buyers. Weighing multiple options with the goal of providing the best mortgage solution for his client’s unique situation is paramount. With a desire for continuous self-development, he invests in himself and his tools to invest in you and your goals.

Deepinder Kharoud
Deepinder Kharoud604.557.6036
Deepinder Kharoud is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Lisa Manick
Lisa Manick604.970.0757
Please Note: DO NOT contact Lisa Manick directly for deals for Alex Kotai. If you need to reach her on a file for Alex please call her at the office 604-556-3893 Monday to Friday 8:30am to 5:00pm.

Lisa Manick is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.

Poonam Manju
Poonam Manju604.308.6003
Poonam and Sat are seasoned relationship-based mortgage solutions experts dedicated to simplifying processes and prioritizing client profitability. With a strong family-oriented background, we understand the needs of first-time homebuyers and retirees. A personalized approach ensures that each client receives tailored and profitable mortgage solutions. Being well-versed in Mortgages and Real Estate gives us an unparalleled advantage of truly understanding your needs and budgets and creating solid plans to achieve them. Thank you for trusting us to guide you with care, expertise, and a genuine commitment to your financial well-being – We look forward to a friendly coffee and chat with you soon.
Sat Manju
Sat Manju604.308.6757
Hello, I’m Sat, your friendly mortgage and real estate expert. I take a simplified and relationship-based approach to mortgages, drawing on my extensive background and active involvement in real estate to understand the entire transaction process. As a licensed Mortgage Advisor with Your Mortgage Source, I specialize in residential, commercial, and agricultural lending. My team and I aim to understand everything that is important to you and the reasons behind it so that we can advise, guide and tailor the solutions for your specific needs. We are well equipped to thoroughly review your purchase or refinance proposals. I’m excited to meet and help you with your mortgage needs.
Rohit Mehta
Rohit Mehta778.237.2732
Rohit Mehta is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Krishna Mulder
Krishna Mulder604.825.4458
“Raised in a real estate family, Krishna Das Mulder has invested in rental properties since 2002 and was first licensed as a Mortgage Broker in 2010. His experience as a former board member of a Mortgage Investment Corporation gives him insight into both sides of the lending table, helping him connect clients’ goals with practical financing solutions.

Krishna also serves as Managing Broker of HomeLife Deeyar Realty, leading his team in real estate acquisitions, rental property management, and sales. Committed to the success of his clients and colleagues, he brings a broad industry perspective, personal attention, and a belief in the value of lasting relationships to his work.”

Ravi Narang
Ravi Narang778.892.2421
Ravi Narang is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Abhilasha Pabbi
Abhilasha Pabbi604.908.1732
Abhilasha Pabbi is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Rihana Peiman
Rihana Peiman778.512.3038
As a licensed mortgage consultant and financial advisor, I help clients make confident, informed financial decisions. I specialize in customized mortgage solutions—whether you’re buying your first home, refinancing, or investing in property—by working with a broad network of lenders to find competitive rates and flexible terms.

In addition to mortgage services, I hold an investment and insurance license. I offer financial guidance tailored to your life goals, from retirement-focused investment planning to insurance strategies designed to protect what matters most.

Whether you need a mortgage or expert financial advice, I’m here to support you every step of the way. Feel free to explore my website www.RihanaPeiman.com to learn more about how I can help you achieve your financial goals.

Simran Pandher
Simran Pandher778.522.5958
As a licensed mortgage broker, I’m passionate about helping clients find the best financing solutions for their homeownership goals. I bring a comprehensive understanding of the mortgage industry and the financial tools available to make home buying and refinancing easier. I work closely with my clients to offer personalized guidance, ensuring that their mortgage options align with their unique needs and financial situations.

Whether you’re a first-time homebuyer, refinancing your home, or looking to invest in property, I have access to a broad network of lenders and products to secure the most competitive rates and favorable terms. My approach is rooted in clear communication, transparency, and commitment to helping you navigate the mortgage process with confidence.

I believe in building long-term relationships with my clients, offering them the ongoing support and expert advice they need throughout the homeownership journey. If you’re ready to take the next step in your real estate journey, I’m here to guide you every step of the way.

Prabhjit Rakhra
Prabhjit Rakhra639.773.0000
Prabhjit Rakhra is a licensed Mortgage Advisor with Your Mortgage Source. In addition to this he has a Masters in Agricultural Economics from the Punjab Agricultural University in India. Previously, he worked in banking mainly focusing on Agricultural Finance, Home Finance & Vehicle Finance. He was also a Bank Manager at the Public Sector Bank. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Kumar Rathod
Kumar Rathod778.241.9153
Kumar was born and raised in India. After completing his basic schooling he obtained his Bachelor of Science degree. Since that time he has been self-employed. He owned and managed a copper factory for approximately 25 years before immigrating to Canada in 2005. He continued his education here by obtaining a Post Degree Diploma in Business Studies from Vancouver Island University. He then settled in Abbotsford where he became a licensed realtor and subsequently obtained his Mortgage Broker license a few years ago. Kumar prides himself on being honest, transparent and reliable. He can be reached at any time and looks forward to helping you whether you are purchasing a new home or refinancing an existing property.
Gagan Sethi
Gagan Sethi778.240.4800
Gagan Sethi is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Manny Sharma
Manny Sharma604.807.2297
Manny has been resident of Abbotsford for last twenty four years. After graduating from Abbotsford Senior Secondary in 1996 he attended UFV and obtained his Certificate in Accounting. He obtained his Sub-Mortgage Broker registration from UBC/Sauder School of Business in 2009 and has been offering his services as a Mortgage Broker since that time. Manny also volunteers for community work projects. Manny specializes in residential, construction and agriculture mortgages. He looks forward to working with you on your next purchase or refinance and will do his best to ensure your needs and expectations are met.
Jaskaran Sidhu
Jaskaran Sidhu604.825.5178
Jaskaran (Jas) Sidhu has a professional background centered around service, integrity, honesty, and accountability—values that now define his work as a Mortgage Advisor. He’s passionate about helping clients achieve their homeownership goals with confidence and clarity.

Whether you’re buying, refinancing, or investing in property, Jas is dedicated to making the process simple and stress-free. He takes pride in being transparent, patient, and always putting his clients’ needs first. Outside of work, Jas enjoys giving back to the community through volunteer work and connecting with people from all walks of life.

If you’re thinking about getting started — or just have a few questions — Jas is always happy to chat and help however he can.

Raman Sidhu
Raman Sidhu604.615.9862
Raman is here to help you with your financing needs. She has 15 years of finance experience. Throughout her finance career she has built a large network which includes appraisers, lawyers, notaries, accountants and other professionals. She will utilize her experience and network to help you with the finance requests you have. Raman has helped individuals with establishing credit, buying their first home, refinancing, rebuilding credit and many other life changes an individual may go through. She is available via phone, text or email.
Gurjit Singh
Gurjit Singh778.899.7784
Gurjit Singh is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Kam Singh
Kam Singh604.556.2588
Kam Singh is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Narinder Singh
Narinder Singh778.929.9724
Narinder Singh is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Vik Taneja
Vik Taneja604.404.6723
Vik Taneja is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Jeet Thatarwal
Jeet Thatarwal778.241.8000
Please Note: DO NOT contact Jeet Thatarwal directly for deals for Alex Kotai. If you need to reach him on a file for Alex please call him at the office 604-556-3893 Monday to Friday 8:30am to 5:00pm.

I’m a Mortgage Consultant serving the Fraser Valley and Greater Vancouver, specializing in Pre Approvals, Refinancing, Debt Consolidation, First Time Home Buyers, and tailored solutions including second and private mortgages. Strong relationships with lenders, underwriters, and brokers help me close files efficiently and to my clients’ satisfaction.

My background spans technology with Dell, management with Rogers Wireless, entrepreneurship in trucking, and real estate as a Realtor. These experiences strengthened my client service, market understanding, and problem solving skills. I’ve been a volunteer in Abbotsford from 2010 till 2026 and I enjoy giving back to the community.

I hold a Bachelor’s degree in Commerce and Diploma in Computer Science from IBM. Call or email anytime — I’m always happy to help.

Dilrup Toheem
Dilrup Toheem778-991-0020
Dilrup Toheem is a licensed Mortgage Advisor with Your Mortgage Source. She specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Tony Welch
Tony Welch604.835.6222
Tony is a licensed Mortgage Broker that is here to help his clients by providing them world class service. Having been licensed as a Real Estate agent for several years as well, he has great understanding of the complex nature of your transaction and is prepared to handle your needs in a professional and prompt manner.

Tony has been an active member of his community both as a small business owner and a first responder. He volunteers regularly to help with charitable events for many different causes. As a family man with four children, he understands how needs can change as your family does. So whether it’s for your first home or a refinance, he is prepared with the best possible options for you and your family.

Your Mortgage Source is dedicated to providing all of our clients throughout Abbotsford, Chilliwack, the Fraser Valley and Canada wide with the highest quality of service and finding the right mortgage that meets their needs.

We are the Abbotsford Mortgage Broker of choice for all of your lending needs. As a part of our service proposition, we have designed this website to give you all of the tools you need to make the right decision about your mortgage.