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News

Prime Rate Increases

July 14th, 2022|

The Bank of Canada raised its overnight lending rate yesterday by 1% in what looks like a big effort to try and get ahead of inflation. All of the major banks and lenders in turn followed by increasing their prime rates by 1% as well.

Where are Rates headed

June 14th, 2022|

There seems to be lots of uncertainty lately in regards to interest rates and we are getting a lot of questions on where things are headed. Here is a brief summary of both fixed and variable rates to help you make an educated decision based

April Housing Stats

May 17th, 2022|

The Fraser Valley Real Estate Board issues a monthly statistics paper that gives an overview and dissects real estate activity throughout the Lower Mainland. This includes a summary of MLS activity for the Fraser Valley area in addition to monthly and yearly correlations. A recent

Budget 2022 Housing Benefits

April 25th, 2022|

Finance Minister Chrystia Freeland released the new 2022 Federal Budget in early April. Highlighting the Budget were several proposed measures to ease the troubles of housing access - particularly for first time home buyers, affordability, and foreign ownership. Freeland’s Budget proposes the Tax-Free First Home

BC Assessment

March 22nd, 2022|

Are you a homeowner in BC? If so, then you have received a BC Assessment in the mail. You are not alone if you have wondered what the process is for determining your homes’ value. BC Assessment is an “independent, provincial Crown corporation, governed

Fixed vs Variable Rates

February 15th, 2022|

The question most asked by clients in the last month has been do I go with a fixed rate or a variable rate for my new mortgage? Not only is this important to ask now in a changing interest rate environment but is a

Housing Supply Shortage

January 19th, 2022|

In a recent study done by the Bank of Canada, evidence shows that fewer and fewer first time buyers are entering the market. The Bank of Canada’s study showed that first time home buyers made up 47% of home sales in June 2021, down

Interest Rate Recap

December 16th, 2021|

I hope you are all doing well and everyone is ready for the upcoming holiday season. It has been a challenging year for buyers with a limited supply of housing to buy along with a lot of competing buyers. We are still seeing many pockets

As your Mortgage Advisor we are here to serve you throughout the term and life of your mortgage and not just in obtaining your initial mortgage.

If you currently have a mortgage or are looking for a new one we can help you with the following:

  • Change your payment date or frequency
  • Increase an existing mortgage
  • Make additional payments to your mortgage
  • Renew your mortgage
  • Add on another mortgage or line of credit to a property
  • Borrow unsecured loans or lines of credit
  • Purchase another property
  • Obtain life or disability insurance
  • Obtain term insurance
  • Any type of mortgage including purchases, refinances, construction, lines of credit, private mortgages, etc
  • Anything else you may need in regards to financing!

In almost ALL cases we are able to obtain the same or BETTER RATES than if you go directly to your lender yourself. This is the power of dealing with us as your mortgage advisor.

Regardless of what you need we are here to help you.

Please CONTACT US RATHER THAN CONTACTING YOUR LENDER. We will help you or direct you to the right person who can take care of your needs.

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