April Housing Stats
The Fraser Valley Real Estate Board issues a monthly statistics paper that gives an overview and dissects real estate activity throughout the Lower Mainland. This includes a summary of MLS activity for the Fraser Valley area in addition to monthly and yearly correlations. A recent
Budget 2022 Housing Benefits
Finance Minister Chrystia Freeland released the new 2022 Federal Budget in early April. Highlighting the Budget were several proposed measures to ease the troubles of housing access - particularly for first time home buyers, affordability, and foreign ownership. Freeland’s Budget proposes the Tax-Free First Home
BC Assessment
Are you a homeowner in BC? If so, then you have received a BC Assessment in the mail. You are not alone if you have wondered what the process is for determining your homes’ value. BC Assessment is an “independent, provincial Crown corporation, governed
Fixed vs Variable Rates
The question most asked by clients in the last month has been do I go with a fixed rate or a variable rate for my new mortgage? Not only is this important to ask now in a changing interest rate environment but is a
Housing Supply Shortage
In a recent study done by the Bank of Canada, evidence shows that fewer and fewer first time buyers are entering the market. The Bank of Canada’s study showed that first time home buyers made up 47% of home sales in June 2021, down
Interest Rate Recap
I hope you are all doing well and everyone is ready for the upcoming holiday season. It has been a challenging year for buyers with a limited supply of housing to buy along with a lot of competing buyers. We are still seeing many pockets
Fraser Valley Real Estate
Fraser Valley real estate prices continued to rise this fall as the number of buyers continued to outpace the number of sellers. Although the reported 3.9% more sales in October than September, home sales decreased a staggering 18.2% year over year for the month of
Home Renovation Questions Answered
Fall is the perfect time of year to start home projects and renovations. For anyone wanting to increase the value of their home through basic updates or for those seeking to create a unique space specific to their individual needs and taste, renovating a home
As your Mortgage Advisor we are here to serve you throughout the term and life of your mortgage and not just in obtaining your initial mortgage.
If you currently have a mortgage or are looking for a new one we can help you with the following:
- Change your payment date or frequency
- Increase an existing mortgage
- Make additional payments to your mortgage
- Renew your mortgage
- Add on another mortgage or line of credit to a property
- Borrow unsecured loans or lines of credit
- Purchase another property
- Obtain life or disability insurance
- Obtain term insurance
- Any type of mortgage including purchases, refinances, construction, lines of credit, private mortgages, etc
- Anything else you may need in regards to financing!
In almost ALL cases we are able to obtain the same or BETTER RATES than if you go directly to your lender yourself. This is the power of dealing with us as your mortgage advisor.
Regardless of what you need we are here to help you.
Please CONTACT US RATHER THAN CONTACTING YOUR LENDER. We will help you or direct you to the right person who can take care of your needs.
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