Wade Deisman
Wade Deisman
22:02 18 May 20
Alex and Rick are a fantastic team. I am grateful to have connected with them and would highly recommend them to others!
Shannon Tucker
Shannon Tucker
18:03 16 May 20
Alex Kotai and the team at YMS made all the difference in securing an excellent rate for my new place. Rick Warren was fantastic and always accessible and patient with a good sense of humour. I’m grateful to YMS for being highly... professional and also incredibly personable, which made the process much more enjoyable than I had anticipated. Highly recommended!read more
Renate Johnson
Renate Johnson
23:05 13 Apr 20
Great experience every time! Janice is always knowledgeable and efficient. We have used YMS at least 4-5 times for our house and rental house, they always get the job done!
Kyle Augustine
Kyle Augustine
05:31 19 Mar 20
Alex and his team at YMS are great. Great service, went above and beyond my expectations of a mortgage broker. Rick was awesome. I will definitely be using Alex and Rick again. Thanks again guys.
Hongwei Peng
Hongwei Peng
03:36 12 Mar 20
Excellent service. Highly recommend. We are very fortunate to have Alex and Rick to help us to get mortgages at great rate.
Steve Traynor
Steve Traynor
23:35 10 Mar 20
“Everyone at Your Mortgage Source has been great to deal with, they make everything so easy and they are very thorough on all the details, they answered every question i had very quickly and were there to help me along throughout all... steps, i have used them a couple times now and have walked away happy every time. they make all the processes easy and clearly explain everything i needed to do, i would highly recommend them for anything you may need. i feel they are a trustworthy business and i felt they had my best interest in mind throughout every transaction. Thanks a bunch for all the help!!”read more
Carrie Locke
Carrie Locke
22:58 10 Mar 20
I can not thank Alex and Janice enough for all their help. They were professional, very knowledgeable, answered all my questions and made this experience go much smoother than I had ever anticipated!!! I would not hesitate to return... again...highly recommended!read more
Derek Truszkowski
Derek Truszkowski
22:06 10 Mar 20
Your Mortgage Source was absolutely incredible in getting my mortgage. I just got divorced and needed to buy my ex out. So I can continue to provide my boys with a good home as I have them 90% of the time. Alex and the team worked magic... and got me a low low rate. When others said maybe thank you team.read more
Robert Vos
Robert Vos
17:03 18 Feb 20
Impressive! YMS went above and beyond. I was purchasing and refinancing at the same time, which looked to me, very intimidating. They helped me every step of the way. I appreciate the patience with all my emails, phone calls, and... questions. I would highly recommend them to anyone looking to purchase or refinance. Thank you Alex and team!read more
Iqbal Ahmed
Iqbal Ahmed
03:30 17 Feb 20
I found Alex Kotai and his team very dedicated and helpful in getting the mortgage approved for my house in very short time. Thank you very much Alex for your help. Please keep up the best work as you are doing now.
Ruth MacKenzie
Ruth MacKenzie
19:17 11 Feb 20
Alex and his team were very helpful and knowledgable. We were very touched by the Moxie's Gift Card. A wonderful way to celebrate purchasing our first home together!
D Edwards
D Edwards
19:24 03 Feb 20
I had a great experience with Alex Kotai and team. Alex & Janice are efficient, knowledgeable, friendly, and deliver highly effective results. I highly recommend Your Mortgage Source.
E Cordell
E Cordell
05:06 10 Jan 20
Top notch service! Helped lessen the stress of getting us approved. Pleasure dealing with his team. Richard kept us in the loop and lead us step by step to accomplishing our goal. We shopped around and had a couple of other... companies/brokers try to get us approved but they had twice as many loops for us to jump through. YMS was streamlined and made sure they had a plan B set in place so getting us approved was 100%. I would strongly recommend YMS to anyone looking to get a mortgage in place. We will certainly go through them for our future financial projects.read more
Chana Riley
Chana Riley
00:16 10 Jan 20
Excellent service! I am a Realtor myself and have personally hired YMS to refinance my house. Alex and Rick did a great job keeping me up to date on my file every step of the way. I have worked with many mortgage brokers over the years for... myself and for my clients; I can confidentiality say that YMS has the expertise and exceptional customer service that exceeded my expectation. Thank you for all your help.read more
Kevin Miller
Kevin Miller
12:12 17 Dec 19
I've worked with Alex and his team for several years, during which they've helped me purchase three houses. They've always been highly responsive, efficient, creative, and personable. Most important of all, they come through with the... financing when I need it. Highly recommended.read more
Scott MacKay
Scott MacKay
16:27 15 Nov 19
Alex and his team have done an excellent job with both rates and the details of my son's mortgage. Highly recommend YMS!
Cindy Brewer
Cindy Brewer
22:39 17 Oct 19
We worked with Alex and his team more than once and have always had a great experience. This last time Janice was awesome and helpful. Always available to answer questions. I highly recommend Your Mortgage Source!
Jordan Asayo
Jordan Asayo
16:05 20 Sep 19
First time home buyer, I gooogled Fraser Valley mortgage brokers and came across Alex and his teams site. They were highly rated so I gave it a shot. They helped answer all my questions and find me a great competitive rate. The set up for... buying my first home was a lot easier than I thought, especially with their help. Thanks Alex, Rick, and team!read more
Dave Rempel
Dave Rempel
03:32 17 Sep 19
Fast and hard working. Went to my bank and the mortgage broker wasn't motivated. But Alex and his team were and got my mortgage approved fast enough for me to get an amazing deal on my house. Thanks!
maria dyment
maria dyment
15:49 21 Aug 19
I would like to express my heartfelt thanks for the great work you and your team have put in towards the purchase of my new home!! Stress free experience on the entire project. The effort and additional time that have been put into your... job have not gone unnoticed and the dedication to you and your team is greatly appreciated.read more
braydon puffalt
braydon puffalt
17:00 13 Jun 19
Alex and Janice were extremely helpful and very professional to work with. Everything was done much quicker then we thought possible. You actually get the attention and help required to feel comfortable making the biggest purchase you... will most likely make. We could rest easy knowing it was taken care. There were no last minute surprises. We would highly recommend Alex and his team to anyone looking for someone to help them with there mortgage needs.read more
Next Reviews

Additional Testimonials

Alex and his staff have a great industry reputation to represent their clientele to get the best rate, with a quick response from a variety of lenders. I appreciated the professionalism and the level of organization and communication that Your Mortgage Source operates with. I recommend Your Mortgage Source to anyone in need of financing solutions.



Everyone at Your Mortgage Source has been great to deal with. They make everything so easy and they are very thorough on all the details. They answered every question I had very quickly and were there to help me along throughout all the steps. I have used them a couple times now and have walked away happy every time. They make all the processes easy and clearly explained everything I needed to do. I highly recommend them for anything you may need. I feel they are a trustworthy business and I felt they had my best interest in mind throughout every transaction. Thanks a bunch for all the help!!

Steve Traynor


Amazing service, efficient and extremely knowledgeable. Super happy and highly recommend!

Jaime Chamberlin


Just wanted to thank you and Janice for your professionalism and integrity during this past year. It was a great pleasure to work with you folks, particularly since we were coming from another province. This was my first time working with a mortgage advisor/broker outside the banking system and I am so happy we did! Keep up the great work. You have a flourishing & respected name which is well deserved. If you ever need assistance with endorsing your business please let me know and I will be happy to step up!

Jim & Evelyn Bessel


I found Alex Kotai and his team very dedicated and helpful in getting the mortgage approved for my house in very short time. Thank you very much Alex for your help. Please keep up the best work you are doing now.

Iqbal Ahmed


Thanks again for all you did to make this deal happen. We realize we were under a tight timeline and we were so happy with how YMS handled everything and the speed at which we were able to get it done. Even with a few hiccups on our end, YMS handled them so well and made us feel confident that it would all be dealt with properly. They were very professional and very easy to communicate with. We highly recommend Your Mortgage source to anyone.

Jordan & Stephanie Ingwersen


I had a great experience with Alex Kotai and team. Alex & Janice are efficient, knowledgeable, friendly, and deliver highly effective results. I strongly recommend Your Mortgage Source.

Ms. Edwards


My spouse & I highly recommend using your services to find the best rate on a mortgage. I had inquired to lending companies on my own only to discover that “Your Mortgage Source” still came up with the best rates and they did all the work for us! We will continue to use them in the future.

Barry Worobetz


Being a first time home buyer can be stressful and confusing. Alex and his team were truly amazing at keeping us informed and explaining the process as we went along. Could not have had a smoother experience – at least while securing our mortgage!

Jessika Schmidtke & Grady Sinclaire


We just completed a renewal on our mortgage with Alex and his team at Your Mortgage Source. This is the second time enlisting Alex with our mortgage. Once again they were professional and took care of us and any concerns throughout the process. We got the best rate and terms with no hassle.  The process is straight forward and simple.  Thank you Alex and Janice at Your Mortgage Source!

Mike & Sarah Smith


We bought our first home this year with the help of Your Mortgage Source (YMS). We appreciated their help as they walked us through the process which was so new to us: from the goal stage to action and then completion. We definitely recommend YMS for those looking to entrust their finances to the best.

Brad & Bailee Shaver


We are very impressed with the hard work and support of Alex and Rick at YMS. They helped us with everything that we would need to know in the process of our home purchase and made the mortgage process run smoothly and efficiently. We are so grateful for YMS going above and beyond for us! We would strongly recommend them to anyone and everyone. Thank you so much, YMS!

Dave & Lori


I want to thank Alex, Rick and everyone else involved in helping me get approved and securing a low mortgage rate! They made purchasing my first home a lot easier than I thought it would be. Thank you!

Jordan Asayo


YMS helped us with our mortgage application from A-Z.  They were very helpful and knowledgeable about their work.  They were available to answer any questions we had and were quick to get back to our inquiries.  Things were explained to us in a very clear manner.  YMS did their best to ensure that we would get our mortgage approved for our new home.  Thanks to everyone at YMS Canada.

Rahul Lal & Shirley Shalashni


I would like to express my heartfelt thanks for the great work you and your team have put in towards the purchase of my new home!! Stress free experience on the entire project. The effort and additional time that have been put into your job have not gone unnoticed and the dedication to you and your team is greatly appreciated.

Maria Dyment


They are efficient, professional and extremely helpful. They made buying our first home a breeze. I would highly recommend them and will be using them again in the future!

Malika Turner


Our entire family has used Alex’s services and we are very happy with the results. We have recommended Alex’s services to anyone we know who are looking for a mortgage, renewal etc. When our renewal is up we will be seeking their services again.



I was so impressed with the excellent customer service I received the first time, that when I needed to do some refinancing down the road, there was nothing to think about…..I went back to my mortgage source – Alex Kotai and his awesome team!  They consistently took the time to answer all my questions and explained things in plain English to help me make the best informed financial decisions. They made the whole application process really easy and seamless and both times Alex and his team helped me to successfully secure the funds I needed, and of course at the best rate possible!

Ravi Kooner


Although we worked remotely from each other, the level of service was prompt, professional and respectful.  I highly recommend Your Mortgage Source for your lending needs.

David & Lorraine Ponich


I had the best time dealing with Your Mortgage Source. Rick and Alex were so helpful right from the start, and were patient and helpful during the entire process (it took me five months to find the house of my dreams!). Once I found the perfect home, YMS made sure everything went smoothly and all of our ducks were in a row for a quick close. I HIGHLY recommend using YMS and they have a customer for life.

Karen Johnson


Excellent professional service from start to finish.  Never had such an easy time applying for and obtaining the mortgage terms we were seeking!

Satisfied Client


Choosing the right mortgage specialist to help you with your specific situation can be difficult. We chose Alex Kotai and his team based on his reviews online as they were detailed and personal. Working with Alex and Janice was not difficult! They made things simple and straightforward. Their communication with us during the process was welcome and frequent which was a relief. They were also readily available to help with any questions that we had about the process. Thank you very much for your help, recommendations and especially your thoughtful hard work in this journey together.

Wayne & Rebekka Williams


We were referred to Your Mortgage Source from our realtor knowing him personally to give expert advice. As only the 2nd time going through buying a home, we had many questions. The staff were willing to have a teleconference discussion with myself and other family members to help me make the right decisions for myself. The process was made easier as they were patient and always on hand for updates until the end. The passing of information to our lawyers was seamless and comforting that they were looking out for us. I recommend this company to my friends and family.

Satisfied Client


We found Alex and Rick to be prompt and professional. They were extremely organized and the whole process was quicker and easier than we expected.
Thanks so much!

Tom and Lorri


Alex and his team have come through for me yet again. What can be a stressful time is always handled with confidence and skill by YMS. Thanks Rick for all your work and taking care of all the details until the very end. Also a shout out to Janice, a nice start to any call to the office. After several times now working with YMS I’ll definitely return again. Thanks everyone.

Leah Amey


Great fast reliable service, Alex and Janice are an amazing team. They are always there to answer your question in a timely manner. Made the whole mortgage process very easy and less stressful. We would recommend them in a heartbeat.

Hugh & Julie Marchant


This is the third time we have used Alex and his team of mortgage specialists and our experience was once again exceptional.  They do all the work and we reaped the benefit of an even lower mortgage rate than we had originally anticipated.  We highly recommend Alex to anyone looking to get the best mortgage rate possible.

Roger & Shawna Medley


Really helpful. This was my first time purchasing a home so I had a lot of questions. Fast replies and worked quickly to meet a very tight deadline. Thank you!

Nadine Turner


Alex and his team gave us sound advice and excellent customer service.  We worked directly with Janice and appreciate her hard work in tracking down the best rate for our situation. We recommend YMS for all your mortgage needs.

Dave & Sherry


Thank you !! This is the second time YMS has helped us out. We really appreciated your efforts through the whole process. In particular we appreciated you keeping us in the loop throughout and we are very happy with the outcome.

Kevin & Melissa


We had a wonderful experience with YMS for our mortgage renewal.  We weren’t aware that they continue to provide ongoing support after establishing a mortgage.  Without the help of Alex and Janice we would have renewed with the same provider with a rate 1% higher.  We are very pleased with how thorough they were throughout the process, always contacting us if they had questions or to update us on how things were going.  The best part is we got all of this help at no cost to us!

Amanda Johnsen & Drew Johnson


I have used YMS a few times now and each time I have been more than happy with the service they have provided. I have worked with Rick before a couple times and my most recent business interactions have been with Janice and I can honestly say that I have never had any complaints about working with either of them. Even with a much shorter than usual completion date Janice was able to get the job done in plenty of time. Also any interactions with Alex have always been professional, courteous and at times encouraging.

I would personally recommend YMS for any mortgage business that you may have. Always a great job.

Carey Coutinho


It was a no brainer for us when we decided to ask Alex Kotai at Your Mortgage Source to help us secure a mortgage so that we could purchase our first home. We had heard many wonderful things about his knowledge, work ethic and quality customer service before working with him and I am happy to say that it is all true. If you are looking for someone who will go above and beyond to get you the best deal, and treat you with respect and kindness, I suggest no one other than Alex Kotai of Your Mortgage Source. Thank you again!!

James & Crystal Riehl


Your Mortgage Source company has been very helpful for my mortgage needs. I really recommend them to all and everybody. They are very up to date, fast in answering questions and honest. I would like to take time to thank YMS, Alex and Rick for the most recent assistance they have given me with my mortgage.



My wife and I just wanted to send you an email thanking you for your amazing service! We are super happy we chose to do business with your mortgage company. You guys went above and beyond and really appreciate all the work you did for us and getting us exactly what we wanted. Great communication from Janice from day 1 and made the whole process very smooth and stress free.

We have signed all paperwork and received our cheque from the lawyer last week.  We will most certainly recommend your mortgage company to anyone we know looking for help with mortgages. Thanks again and hope to do business again in the future.

Satisfied Client


We have been home owners for almost 10 years but never felt helped neither by brokers nor lenders. We’ve suffered some of the highest interest rates while they were at an all time low. Interesting enough, we’ve never missed a single payment. When the time came to renew, we did not know what to expect. We were very apprehensive. We’ve tried many banks before but got rejected even though they had proof of our clean payment records. Since we saw that YMS was local, we gave it a shot! We filled a simple form online. They responded within days. Alex and Janice took over with their magic. After we submitted all the required papers, they found us a new lender within a couple a days, with a rate we thought only grade “A” credit could get. We were so happy. The YMS team kept us informed throughout the whole process. We had a great experience for the first time in years as home owners. We can only recommend one Mortgage Broker to anybody that we know. Your Mortgage Source team is best we know. Thank you!

Ray & Elisabeth Danoit


I would like to say how happy I was with your team at Your Mortgage Source.  I can’t say enough about Janice and how she stayed on top of things to make sure my mortgage went through even when Scotia Bank dropped the ball causing a bit of a panic near the end of my possession date which also caused extra expenses on my account.  She came through and organized/helped me get everything before the deadline.  Your professionalism and commitment to your clients is outstanding.  I would recommend your office to anyone looking to find a mortgage. Thank you for helping me and my daughter to get her a place that she can call home.

Carina Styner


We want to thank you Alex and Janice, and the rest of your team for all the time and effort you put out for us. We have our mortgage that we wanted at a great interest rate and are almost all moved in to our new home with just a few boxes to go yet. We do appreciate your efforts.

Satisfied Client


We are extremely happy we went with Alex Kotai and his team at Your Mortgage Source.  They were very professional and worked tirelessly when we were in a time crunch getting our pre-approval for the house.  Not only did they work hard, but they truly did get us the best rate possible; as everyone else I talked to was shocked at the rate we got!

Aaron Schroeder & Matt Peters


Your Mortgage Source helped me secure a mortgage when 3 different banks had turned me down.  They worked with me to get all the required paperwork in and kept me up to date throughout the process. Their hard work made my mortgage and my purchase of my home possible.



Great, friendly, professional service. If I was doing this again I wouldn’t hesitate for a moment to use this company’s services. Thank you once again.
Sha’Tara Auffray


We highly recommend using Your Mortgage Source. Our experience with Alex and his team was kind, professional and thorough. All our questions were addressed and we would not hesitate to use their services again.
Ron & Kristen


Lisa and I want to thank you, and Janice, along with all those who assisted us with our mortgage refinancing options. The customer service and ongoing support from Your Mortgage Source throughout the whole process was excellent. We felt your services were personalized, and anytime we had questions or concerns, the support was there in a very timely manner. This was the first time we had opted to go through a mortgage broker and, as a result of the positive service we received, we would not hesitate in referring others to your organization.

The transition to WSCU has been awesome, and their staff have continued on with great customer service and support. As we all know, the financial marketplace is a very competitive one, and making the jump from Scotiabank to WSCU was a great move for us.

Thank you again and all the best.

Satisfied Clients


I just wanted to say what a pleasure it was dealing with your office. Helpful and informative. You made my purchase a relatively painless experience. Thank you so much. I will definitely use you again and will recommend you to friends.
Chris Dalton


Thanks Alex. You and your co-workers did a fantastic job for me and what your team did that the banks would not do was outstanding. I recommend Your Mortgage Source to anyone. Thanks for all your hard work for me.
Len Arkless


My husband and I are grateful for the mortgage Alex set us up with. Not only was the rate great, but we consolidated our bills and save over $400 every month now. The office was efficient and very professional. We will definitely recommend Alex to all our friends and family.
Troy & Michelle Dobranski


We are extremely satisfied with the service we received from Alex and his team. Alex was able to remortgage our current mortgage (which wasn’t easy being newly self employed) at a great rate and in a timely fashion. With the new mortgage we were able to renovate our home into our dream home. We highly recommend them to anyone needing a mortgage broker.
Rick and Sandra Penner


Alex, I just want to thank you and your team for assisting me with my mortgage. You provided 1st class service and I will recommend you to anyone. Thanks again.
Satisfied Client


We are very happy with the service we received. Every time we called or emailed we got a fast response. We would like to thank Alex for getting us a good mortgage on our house. We recommend Alex 5 out of 5 stars.

Hans Daniels & Lifta Roshanty


I found their professionalism to be of the utmost and they were efficient and trustworthy. The process was quick and everything was explained.

Satisfied Client


Alex and his team were dedicated to getting us our mortgage from the first conversation to the last signature signed. It was so easy to communicate with them and they were always willing to answer our questions – no matter how many times or how often we called! We strongly recommend this Company.
Breanne & Jesse Holitzki


These guys know their business, found me great rates, and were friendly and courteous. Already a repeat client and won’t hesitate to return. Thanks Alex.
Leah Amey


It was a great experience and very good customer service dealing with Your Mortgage Source Canada. You guys have a great way to make clients feel at ease and feel important. For myself, I am not the most knowledgeable person when it comes to mortgages. You were sure patient in all aspects of the process. I will definitely recommend your services to anyone.
Jean Pothier


Thank you so much for your excellent service. You were very helpful and professional in securing a mortgage for me. I will certainly recommend your services.

Satisfied Client


I have had Alex Kotai and his fantastic team help me two times with getting a mortgage and both times have been extremely happy. Alex and his team are very knowledgeable and very patient and I feel they continually put their clients needs first.
Mistral Davidson


Alex and his team took the stress out of renewing our mortgage and we got a great rate.
Greg & Tracey McKone


Using YMS for the second time now, I can say they have been more than helpful through the whole process. No matter what curve balls get thrown at you through a stressful time like moving, YMS was always there to answer any questions I had. They did an amazing job at getting me a great mortgage!
Tyler Sylvester


Carrol would like to thank Your Mortgage Source for exceptional work that they do. They are very professional and work hard to get the best rate possible. I would highly recommend this broker to any one that is in need of a mortgage.
Bob & Carrol Chace


Alex at Your Mortgage Source was amazing! Without him our purchase most likely would not have happened, so we can’t say enough how much we appreciate his hard work. We highly recommend him to anyone! Thanks to him we are officially home owners!
Taylor Bennett


I can’t recommend Alex Kotai enough. To say that he saved me is an understatement. I was put in a position with another mortgage broker that was not only going to lose me the house that I loved but also thousands of dollars of my deposit money. I needed the impossible done and on an extremely short timeline. I called Alex with low expectations, not because I didn’t trust him but, because I was well aware that I was asking the impossible. Alex not only achieved the impossible but he did it in a way that was almost stress free. I knew that I left it in very capable hands and therefore I could let go and let him handle it. His team was in constant contact with me to soothe my fears and let me know that I wasn’t alone. 2 weeks after I contacted Alex I moved into my home. Thank you doesn’t do justice for how thankful I am. I will definitely use Alex Kotai and his team again in a heartbeat and will tell everyone that I know that they should use him as well.
Thanks again Alex!!!
Marlene Funk


When I was thinking about purchasing my first home my step mom put aside a newspaper ad for Alex Kotai. I was very glad that I decided to call. They really helped a lot buying my first home and I would recommend them to anyone. I found everyone I dealt with there to be very friendly, patient and helpful.
Satisfied Client


If you’re looking for a professional and efficient mortgage broker, Alex Kotai and his team are fantastic. We renewed our mortgage through Alex and are currently in the process of helping our daughter secure a mortgage for her first home. The support and knowledge which YMS provides is great and made the process extremely easy. The big question, “would I use them again?”, the answer is a strong “YES”.
Joe & Maureen ven der Buhs


After not being approved for the amount that we needed with our bank, our real estate agent suggested talking to Alex Kotai. He was awesome, got us the mortgage approved in no time, for the amount that we needed, and he made everything look simple! Great service and great results!
Charles Dueck & Daniele Pankratz-Dueck


We were very pleased with the service provided by YMS. They worked quickly on our mortgage and were on top of every detail.
Satisfied Client


Alex and his team were excellent to deal with. It was my first time working with a mortgage broker and it was a fantastic experience. He got me the best rate out there (other lenders were telling me they couldn’t even come close) and got everything turned around very quickly. I’ve recommended Alex and his team to several of my friends thinking about getting into the market.
Dipin Bawa


Alex and the team at Your Mortgage Source were so helpful during the process of purchasing our home. Since our purchase was a private sale, we had quite a few questions that we probably would have asked the realtor. Alex was very available to answer all our questions and guide us step by step with what needed to be done. Purchasing a home is a busy and it can be a stressful time but Alex and his team did all they can to lighten our load and ease the stress. When we would ask Alex about a particular item that needed to get done, Alex would say, “we will take care of that for you.” Alex was also able to secure a low interest rate for our mortgage, which we are grateful for. We highly recommend Alex and his team at YMS. They will go the extra mile for you.


This is the second time we have used Your Mortgage Source YMS for our mortgage needs and we have found the service to be professional, responsible, and with our interests always being considered. We highly recommend Alex and Company.
Jole & Pauline Bedard


Purchasing your first investment property does not need to be threatening or unnerving. Not with Alex from YMS as your right hand man. The whole application procedure right up until the keys were in our hands was absolutely effortless. The paper work was clear & simply laid out. Alex and his team are swift at returning calls, texts, e-mails – even when in another country!! Seriously YMS is superior when it comes to Mortgages & Rates. Alex himself is down to earth, involved in the community and exceptional in his field. We will always put our trust in him and his knowledge. He worked strong and diligently for us!
Guy & Marianne Charney


Janice & I were more than happy with your efforts on our behalf; especially considering we actually started this process a year ago. Thanks for the gift card & we will definitely pass along your business cards to anyone we come across who might need your services.
Satisfied Client


My experience with Alex and his team was very stress free. All my questions were answered quickly and with friendliness. The procedure was very efficient. I recommend Alex for all your mortgage dealings.
Marg Sinclair


Service overall was amazing, especially since we weren’t that organized with our decisions. Very smooth and I would definitely recommend your services to others… Thanks again for everything!
Satisfied Client


I found the Mortgage Source to be incredibly organized and efficient. They were able to get our mortgage set up with great terms for our summer get away. Shortly after they refinanced our home mortgage with the same efficiency and great terms. I will use them again for friends and clients.
Douglas G. Sylte, CPA, CGA of Nice and Sylte


We were impressed with the professional manner and efficiency with which Alex Kotai dealt with our mortgage renewal with a new lender. He ensured we received the lowest interest rate on the market at that time and gave us well-informed feedback whenever we asked for it. We know from our experience that Alex is well organized, knowledgeable, efficient and provides superior quality service. We will recommend him to all family and friends with similar financing needs. Thank you Alex for a job well done! We appreciate you asking for our feedback.
Satisfied Client


Alex and his team make dreams happen and they made one happen for my wife and I. They were able to put together a self build mortgage for us which is enabling us to build the house of our dreams. Alex and his team were always available to answer questions and guide us through the process. Unlike other operations I was very impressed that after the deal was done it was not thanks we’re done. It was more follow up, conversation and guidance. To the people at YMS, you are great. Keep up the good work.
Doug Murray


Your Mortgage Source was excellent to work with. They worked hard to get us an exceptional rate and our approval. They made sure we were informed of all our options throughout the process enabling us to make the best choices for our mortgage. Alex was always easy to reach and a pleasure to deal with all around.
Daniel & Tiffany Wiebe


The experience was nothing but exceptional! I received continual support and direction as I embarked on a new and exciting chapter of my life – so glad that I went with Your Mortgage Source, and would highly recommend them to anyone looking for a mortgage or refinancing. Personalized service, fast response time, AMAZING rates, and the expertise to see the things that I would have missed. They helped ensure smooth sailings and knew what to look for, what to ask, and how to get me exactly what I needed; I am so grateful! I wish I could deal with them for all my financial needs above and beyond my mortgage.
Sharon Perkins


This is the first time in working with Alex and his team. I was very pleased with the level of care and experience provided. Alex addressed all questions throughout the process. The best part of the experience was that I got the mortgage I want with an excellent rate! I will definitely work with Alex in the future and refer him to others.
Mike & Sarah Smith


I have no words to thank you for all the help. You have helped us at least three times that I can remember in getting a mortgage and with great rates as you promised. Hoping you have great success in your business and I know where to turn in future for anything regarding mortgages. Your company was very professional in handling everything from start to finish and we really appreciate that.
Neelu Sahim & Tony Prost


Alex helped us secure the mortgage that we needed. He showed us professionalism and patience throughout the process. We appreciate his service and will refer him to any of our friends who need mortgages.
Travis & Julianne


We had a great experience working with Alex as he got us very good mortgage rate with one of the reputed banks. The whole process was hassle free and he was available to answer all of our questions whenever needed. Thank you Alex for your hard work and patience.
Yad Rana


I have used Your Mortgage Source to assist me in the purchase of both of my homes. I have found them to be professional, helpful, and considerate of my needs. They worked very hard to ensure my satisfaction and to find the best mortgage for me. This is something I appreciated during the purchase of my first home and why I came back to them when I was purchasing my next home. Moreover, they have been helpful once the brokering process has been completed in answering my questions and concerns. When my mortgage comes up for renewal, or if I purchase again, I will be sure to give Alex a call.
Gareth Convery


My experience dealing with Your Mortgage Source was completely satisfying! I was well informed and found every question or concern was answered promptly and knowledgeably. The outline of the requirements for me was clearly presented and informative. There were no “surprises” or “hurdles” at completion of the purchase.  I feel that the rate I received was well shopped and that my best interest was kept in mind.  Of great benefit to me was the fact that all the work was done through email and phone calls and there was no need to have appointments to disrupt my busy schedule.  I am quick to inform others about this firm as I recommend it highly. I am grateful for the recommendation I received to deal with YMS.
Jean Ritter, Jean’s Academy of Music


Your Mortgage source took an impossible situation and made it possible. We originally went with another company that made a lot of promises but didn’t deliver and just wasted our time. They told us we needed 10% down and even then it might not work after telling us we we’re pre-approved. After being referred to Your Mortgage Source we haven’t regretted a thing. We got approved with only 5% down, no stress, no problems. From the very first phone call to after completion they were on it every step of the way. The entire team explained everything to us in simple terms we could understand and they got us a lower rate than any bank we went too. We received daily phone calls to let us know where they were in the process. Even after we were living in our new house they made sure that we were taken care of. If you’re looking for a stress free approval and an amazing team that will find the best deal for you, contact Alex!
Jerome and Nancy Rodriguez


I was very happy with the service that Alex and his team provided. Before coming to Alex, I was unsure if I would be approved for the mortgage I needed. However, in under 48 hours he was able to find a bank that would give me the mortgage I needed and have all the documents prepared in time for the subject removal. I highly recommend Alex and his team to anyone that is in the market for a mortgage. Thanks for everything.
Kris Mckenzie


Alex and the great staff at YMS work harder than any other mortgage company out there. They want you to succeed. They gave us an action plan and told us if we stuck to it we would be in house by the end of our plan. And we were! They are pleasant to deal with over the phone (we are in Alberta) and always had tips or solutions when we had any financial questions. We have and will continue to refer any family or friends looking to buy a home to Alex and his team. Everyone we have referred has nothing but great things to say as well. Thanks guys you rock!
Shawna, Kev and Baby Vaughn


Alex, we would like to thank you wholeheartedly for the work you did for us. In an extremely stressful time, your guidance and instructions were very thorough. We were in such a rush for financing and you worked very hard to seal the deal. Your care and hard work have been treasured.
Anne Keough & Cesar Figueredo


YMS did an incredible job finding me a lender with a great rate. They were supportive and very helpful through the whole process. They did not have any issue taking calls regarding any questions I had along the way. I have already referred a friend that is looking at purchasing a home. I couldn’t be happier with the quality of service and results that I received.
Tyler Sylvester


We are extremely grateful to have been referred to Your Mortgage Source by our Realtor, Sabrina VandenBrink. We were first time home buyers, and we didn’t know how to navigate ourselves through the process of purchasing a home. You and your team made each step easy and understandable. You go above and beyond for your customers, and that is rare and extremely valuable in business today.
Des & Christina