Worked hard to get us our mortgage.

Alex and the team at YMS are excellent at what they do. They get the job done, keep you informed and work hard to get you the best possible outcome. We won’t use anyone else for our mortgage needs.

We have been working with Your Mortgage Source for years. They are very positive and willing to help and provide excellent service.

I have used YMS numerous times the past 11 years. I have always been treated with the utmost of professionalism. I certainly recommend their services. TY again.

Thanks to Alex and team at YMS for working with us on our mortgage for our move to Kelowna. Great service!

I’ve only trusted YMS to secure my new mortgages and renewals since meeting Alex many years ago. The YMS team has always made the “painful” and confusing process of a mortgage easy from start to finish! I love that they’ve provided me with full access to bank rates, but also to different lenders with far better rates/terms than my bank would ever offer or match!

This is the second time I have used your office to obtain a mortgage and again you went above and beyond to help with our request and ultimately came through. Your professionalism and willing to do whatever you can to put together a mortgage for you clients was wonderful. I know this was just a small mortgage, and we came upon some tricky items due to where we were buying, but you worked hard to figure them out and we are happy to be moving into our new home this week.

Alex and his team were amazing! They helped us and gave us solid advice on securing our mortgage. They were only a phone call away and always ready to answer any questions or concerns we had. We will definitely use them again!

We purchased a home and chose Your Mortgage Source as our broker. This is the second time we have used Your Mortgage Source because they did such a good job the first time. Alex and his office are a very professional team that made us feel extremely comfortable and made me feel like no question was a bad question. I would like to thank Alex and his team and especially Nelson for being very patient in explaining every detail to us. Thank you very much. I will recommend you to everyone I know.

Great service and professional expertise that can be trusted. I will contact Alex Kotai’s office for my next mortgage and I recommend them to friends and family.

From the start to the finish, Your Mortgage Source has been extremely helpful. They were knowledgeable and answered any questions we had about refinancing our mortgage. The whole process was quick and simple. Thanks so much for helping us, and we’ll be sure to be back for any other services in the future.

Thank you Alex. We were very pleased with the service from your office. Appreciated the quick responses to any of our questions or concerns.

My wife and I were looking for our first mortgage and contacted YMS for assistance.

Throughout the whole process Alex and his team were there for us. They answered all of our many questions clearly and in layman’s terms.

They helped to satisfy all of the lenders many requests and requirements in a super friendly and professional manner. All the staff in the office were ready to help.

I would highly recommend YMS to anyone looking for a top notch experienced broker.

Alex Kotai was such a great help getting a mortgage from BNS while we were in Mexico for 6 months. There were a lot of hoops to jump through when we were so far away but Alex guided us through it. Thanks Alex.

Alex Kotai and his staff are so helpful and accommodating and make sure we understand all the details involved in securing a mortgage. I highly recommend Alex and his team to anyone who is in need of a broker. We are so grateful to them for all their help over the years! Their patience and dedication to solving our mortgage problems is amazing. Thank you all for your outstanding service!

We have used Your Mortgage Source a few times now. It has been a pleasure to work with them and they are very helpful and understanding. Your mortgage source is a great organization. They understood our needs and helped us to get what we needed. We appreciate all the help from YMS and look forward to working them again. We will definitely refer them to my family and friends.

We thank YMS for their prompt responses and diligence in making our mortgage refinance possible. We sought help from CIBC and Envision Financial prior to going to YMS and we wish we had just started with them from the get go. We highly recommend doing business with this company and they are very efficient in dealing with business electronically which is imperative in these times.

We found YMS to be very informative and helpful throughout the mortgage process. Curiously, a bank policy regarding the structure of our application almost stymied our efforts to receive the mortgage we wanted. I was pleased to know Alex was on top of it as the mediator between all parties. He was somehow able to get an extension on our application and ultimately we were able to get the rate and mortgage product we were after.  His perseverance and communication are commendable. Thanks Alex!

We have only good things to say about our experience with Your Mortgage Source. They are extremely knowledgeable and always easy to get ahold of. We had to make several changes along the way as our sale and purchase were delayed due to the flooding. They are very detail oriented and accommodating. We highly recommend YMS.

We had a great experience working with YMS! It was wonderful not having the added stress of refinancing, they handled all of our needs. We will definitely be using your services again in the near future! Thanks so much!

We recently engaged the services of YMS and as usual Alex and his team went above and beyond. The purchase process of our home was unique and they made a stressful situation into a smooth and seamless transaction. The teams’ knowledge, attention to detail and prompt responses to our many questions was second to none. Thank you for the incredible service.

I think this is my third mortgage with YMS and they contacted me letting they could save me money with a new mortgage at lower rates! I am very pleased with the savings of my new mortgage. It’s so nice to have professionals that can assess what’s best for my needs, saving me the headache. Thanks again YMS

Thank you so much for helping us get our mortgage! You and your staff have done a great job for us and definitely this is not the end of it. We will be getting back to you on other services that you offer.

Thank you very much for your great help.

Working with Alex and his team was the easiest and best experience I have had when looking for a mortgage.

I had previously had a bad experience dealing with a mortgage broker in the past where as they made it seem like I wasn’t gonna get any approvals until the last moment when they found someone at a high rate. So I was skeptical in the beginning when I first spoke with Alex.

But that fear of working with a broker soon went away and I realized I had only just dealt with one sour apple. Alex and his team made our buying experience smooth and relaxing. He would check in with us from time to time to see if we had found a property. Made sure we knew our buying limits to be comfortable in, and found us the best rate possible.

Alex worked closely with our realtor to set up dates. We never felt pressured from Alex or his team and he was always available to talk to us or would return calls in a timely manner.

Thank you Alex and your team we will definitely be in touch next time we need your help.

Alex was a pleasure to work with. We worked with him for our mortgage a few years ago and recently did again for a renewal. He was great at explaining everything & answered any/all questions we had. He was very quick to respond to my emails/calls and stayed on top of everything from start to finish. We highly recommend Alex for your mortgage needs!

Friendly, fast and reliable. Will use Alex and the team at your Mortgage Source for our next renewal.

I have used YMS a few times now and they always exceed expectations. They are always able to find me great rates and assist me every step of the way. They are very knowledgeable and are very easy to deal with in every aspect. I highly recommend the YMS team for help with your needs.

Alex was excellent and very attentive to our needs. He found us a great mortgage rate and was easy to work with. We highly recommend Alex and the YMS team and would not hesitate to work with them again.

Thanks very much to YMS. We have used your company in the past and when we called upon you with a very special request this January, your team went above and beyond. We recommend YMS to anyone looking for mortgages, remortgaging or special loans. Without YMS our new purchase might not be a reality.

I first got knowledge of Your Mortgage Source when I was starting the purchase of a new condo for sale. I found Alex’s card in the demo office and touched base with Alex. He was able to secure a first time mortgage for me and after the building was completed I moved in. Four years ago, I contacted Alex regarding re-financing my mortgage after the first term was up and Alex was successful at refinancing for me.

Earlier this year, I was facing some heavy credit debt, which was causing me financial issues.  I reached out to Alex again for aid in this matter. Through his financial network he was able to secure a second mortgage on my condo. This financial aid gave me the finances to pay off my credit debt and begin the journey of rebuilding my credit. I will be in contact with Alex again next year regarding the refinancing again of my first mortgage.

Thank you Alex. Your help was greatly appreciated.

Alex and his team have been assisting us with residential and commercial mortgages for over 20 years and we have never had anything but the most professional, efficient and supportive service possible.  The rates are always better than we expect and we have never been disappointed.  Very highly recommended.

Your Mortgage Source is where you want to start. No need to go elsewhere. Alex and his crew are absolutely amazing in every way. Whether you are looking for a mortgage or are needing to refinance, YMS will get it done for you and your family. Better than the conventional banks, they will shop around to find you the best deal to meet your needs.  Own your own Business? Need a Personal Loan? Need Home Insurance? No problem. YMS will take the stress of shopping around a thing of the past.  I highly recommend Your Mortgage Source to assist you with your Mortgage needs.

We, Ortwin and Frieda Dannes, were clients of Alex Kotai last month. They were very quick, efficient and friendly and helped us get out of a B lender mortgage into an A lender mortgage. We got a much better rate, lower payment and they also helped us pay down some credit cards. Needless to say, we breathe a lot easier now. This enables us to actually save some money that would have been paid in interest. We highly recommend the office and all services offered by Alex Kotai’s Your Mortgage Source. This will be our future office for all our financial needs. Some of our extended family members are looking into purchasing a home in the near future and will definitely be going to Alex Kotai for help. It was a pleasure being assisted in a timely manner by the friendly and knowledgeable staff. Thank you once more for everything. Sincerely and thankfully yours.

Thank you Alex and Janice for your help and expertise in renewing my mortgage for my condominium, for walking me through the process, giving your time and going the extra mile to patiently answer my many questions. Five Stars.

Alex and his team will always give you time of day whether there is or there isn’t business to be made. That’s how much they will value you as a client. Excellent communicators with excellent skills to assist you with your mortgage needs. Thank you YMS!

When my husband and I found the perfect home we wanted to purchase we were referred to Alex Kotai at Your Mortgage Source to help us with financing. We were more than pleased with everything Alex did for us. In no time at all we were approved for our purchase as well as bridge financing pending the sale of our condo. The customer service at Your Mortgage Source was excellent and we highly recommend them to anyone looking for financing.

Your Mortgage Source didn’t quit when trying to fight for our mortgage. Quick to reply and stayed in touch throughout the whole process. They were invested in our deal until the very end. Despite it taking longer than anyone thought would happen, they never quit. I highly recommend them.

Alex and team were extremely helpful in getting us a mortgage, repeatedly going above and beyond our expectations.

Service was top-notch from beginning to end. Alex and team were helpful and responsive, all in a timely manner. Thank you for making this process so much easier. Props to your team!

Alex and his staff were very professional and addressed our mortgage needs once again. This is the second time we have obtained our mortgage with Alex’s assistance. We got a great interest rate and could not be happier with the results.

I cannot give enough praise to Your Mortgage Source for the incredible job they did for us in securing a mortgage for our new construction purchase. The entire process took over a year, from the pre-approval to completion, with many date changes and changes in numbers. They were incredibly helpful the entire time, reaching out for updates, renewing the rate and working to secure us the best rate possible right up until the final days. They especially went above and beyond and even caught an error in our calculations that would have been very expensive for us at completion.  This is the 3rd time we’ve used YMS and we’ll be using them for life!

This is the third time I have used Alex Kotai and his staff for my mortgages. The most recent mortgage being a complicated buy-out related to the dissolving of my marriage and was very time sensitive. Their team was super helpful and kept on top of things, making sure that it was done as quickly as possible and were successful in getting me a great rate and mortgage that perfectly suited my needs!

We’ve had an excellent experience with Your Mortgage Source.  Alex and his team are very professional.  We appreciate the great service we’ve received, their advise, and timely communication.  They were able to offer the best possible rates and everything was done quickly and stress free. We highly recommend YMS with no hesitation. Thank you!

My husband and I had such a great experience working with YMS. They were very professional, prompt, thorough and helpful when it came to answering all of our questions! Will definitely be recommending Alex’s office to family and friends!

Alex and his staff have a great industry reputation to represent their clientele to get the best rate, with a quick response from a variety of lenders. I appreciated the professionalism and the level of organization and communication that Your Mortgage Source operates with. I recommend Your Mortgage Source to anyone in need of financing solutions.

Everyone at Your Mortgage Source has been great to deal with. They make everything so easy and they are very thorough on all the details. They answered every question I had very quickly and were there to help me along throughout all the steps. I have used them a couple times now and have walked away happy every time. They make all the processes easy and clearly explained everything I needed to do. I highly recommend them for anything you may need. I feel they are a trustworthy business and I felt they had my best interest in mind throughout every transaction. Thanks a bunch for all the help!!

Amazing service, efficient and extremely knowledgeable. Super happy and highly recommend!

It has been a pleasure working with Alex and Janice. We were first time home buyers and they made this process a breeze. They were efficient through everything and they were able to get us an excellent mortgage rate. Highly recommend Alex and his team! Thank you!

Just wanted to thank you and Janice for your professionalism and integrity during this past year. It was a great pleasure to work with you folks, particularly since we were coming from another province. This was my first time working with a mortgage advisor/broker outside the banking system and I am so happy we did! Keep up the great work. You have a flourishing & respected name which is well deserved. If you ever need assistance with endorsing your business please let me know and I will be happy to step up!

I found Alex Kotai and his team very dedicated and helpful in getting the mortgage approved for my house in very short time. Thank you very much Alex for your help. Please keep up the best work you are doing now.

Thanks again for all you did to make this deal happen. We realize we were under a tight timeline and we were so happy with how YMS handled everything and the speed at which we were able to get it done. Even with a few hiccups on our end, YMS handled them so well and made us feel confident that it would all be dealt with properly. They were very professional and very easy to communicate with. We highly recommend Your Mortgage source to anyone.

I had a great experience with Alex Kotai and team. Alex & Janice are efficient, knowledgeable, friendly, and deliver highly effective results. I strongly recommend Your Mortgage Source.

My spouse & I highly recommend using your services to find the best rate on a mortgage. I had inquired to lending companies on my own only to discover that “Your Mortgage Source” still came up with the best rates and they did all the work for us! We will continue to use them in the future.

Being a first time home buyer can be stressful and confusing. Alex and his team were truly amazing at keeping us informed and explaining the process as we went along. Could not have had a smoother experience – at least while securing our mortgage!

We just completed a renewal on our mortgage with Alex and his team at Your Mortgage Source. This is the second time enlisting Alex with our mortgage. Once again they were professional and took care of us and any concerns throughout the process. We got the best rate and terms with no hassle.  The process is straight forward and simple.  Thank you Alex and Janice at Your Mortgage Source!

We bought our first home this year with the help of Your Mortgage Source (YMS). We appreciated their help as they walked us through the process which was so new to us: from the goal stage to action and then completion. We definitely recommend YMS for those looking to entrust their finances to the best.

We are very impressed with the hard work and support of Alex and Rick at YMS. They helped us with everything that we would need to know in the process of our home purchase and made the mortgage process run smoothly and efficiently. We are so grateful for YMS going above and beyond for us! We would strongly recommend them to anyone and everyone. Thank you so much, YMS!

I want to thank Alex, Rick and everyone else involved in helping me get approved and securing a low mortgage rate! They made purchasing my first home a lot easier than I thought it would be. Thank you!

YMS helped us with our mortgage application from A-Z.  They were very helpful and knowledgeable about their work.  They were available to answer any questions we had and were quick to get back to our inquiries.  Things were explained to us in a very clear manner.  YMS did their best to ensure that we would get our mortgage approved for our new home.  Thanks to everyone at YMS Canada.

I would like to express my heartfelt thanks for the great work you and your team have put in towards the purchase of my new home!! Stress free experience on the entire project. The effort and additional time that have been put into your job have not gone unnoticed and the dedication to you and your team is greatly appreciated.

They are efficient, professional and extremely helpful. They made buying our first home a breeze. I would highly recommend them and will be using them again in the future!

Our entire family has used Alex’s services and we are very happy with the results. We have recommended Alex’s services to anyone we know who are looking for a mortgage, renewal etc. When our renewal is up we will be seeking their services again.

I was so impressed with the excellent customer service I received the first time, that when I needed to do some refinancing down the road, there was nothing to think about…..I went back to my mortgage source – Alex Kotai and his awesome team!  They consistently took the time to answer all my questions and explained things in plain English to help me make the best informed financial decisions. They made the whole application process really easy and seamless and both times Alex and his team helped me to successfully secure the funds I needed, and of course at the best rate possible!

Although we worked remotely from each other, the level of service was prompt, professional and respectful.  I highly recommend Your Mortgage Source for your lending needs.

I had the best time dealing with Your Mortgage Source. Rick and Alex were so helpful right from the start, and were patient and helpful during the entire process (it took me five months to find the house of my dreams!). Once I found the perfect home, YMS made sure everything went smoothly and all of our ducks were in a row for a quick close. I HIGHLY recommend using YMS and they have a customer for life.

Excellent professional service from start to finish.  Never had such an easy time applying for and obtaining the mortgage terms we were seeking!

Choosing the right mortgage specialist to help you with your specific situation can be difficult. We chose Alex Kotai and his team based on his reviews online as they were detailed and personal. Working with Alex and Janice was not difficult! They made things simple and straightforward. Their communication with us during the process was welcome and frequent which was a relief. They were also readily available to help with any questions that we had about the process. Thank you very much for your help, recommendations and especially your thoughtful hard work in this journey together.

We were referred to Your Mortgage Source from our realtor knowing him personally to give expert advice. As only the 2nd time going through buying a home, we had many questions. The staff were willing to have a teleconference discussion with myself and other family members to help me make the right decisions for myself. The process was made easier as they were patient and always on hand for updates until the end. The passing of information to our lawyers was seamless and comforting that they were looking out for us. I recommend this company to my friends and family.

We found Alex and Rick to be prompt and professional. They were extremely organized and the whole process was quicker and easier than we expected.
Thanks so much!

Alex and his team have come through for me yet again. What can be a stressful time is always handled with confidence and skill by YMS. Thanks Rick for all your work and taking care of all the details until the very end. Also a shout out to Janice, a nice start to any call to the office. After several times now working with YMS I’ll definitely return again. Thanks everyone.

Great fast reliable service, Alex and Janice are an amazing team. They are always there to answer your question in a timely manner. Made the whole mortgage process very easy and less stressful. We would recommend them in a heartbeat.

This is the third time we have used Alex and his team of mortgage specialists and our experience was once again exceptional.  They do all the work and we reaped the benefit of an even lower mortgage rate than we had originally anticipated.  We highly recommend Alex to anyone looking to get the best mortgage rate possible.

Really helpful. This was my first time purchasing a home so I had a lot of questions. Fast replies and worked quickly to meet a very tight deadline. Thank you!

Alex and his team gave us sound advice and excellent customer service.  We worked directly with Janice and appreciate her hard work in tracking down the best rate for our situation. We recommend YMS for all your mortgage needs.

Thank you !! This is the second time YMS has helped us out. We really appreciated your efforts through the whole process. In particular we appreciated you keeping us in the loop throughout and we are very happy with the outcome.

We had a wonderful experience with YMS for our mortgage renewal.  We weren’t aware that they continue to provide ongoing support after establishing a mortgage.  Without the help of Alex and Janice we would have renewed with the same provider with a rate 1% higher.  We are very pleased with how thorough they were throughout the process, always contacting us if they had questions or to update us on how things were going.  The best part is we got all of this help at no cost to us!

I have used YMS a few times now and each time I have been more than happy with the service they have provided. I have worked with Rick before a couple times and my most recent business interactions have been with Janice and I can honestly say that I have never had any complaints about working with either of them. Even with a much shorter than usual completion date Janice was able to get the job done in plenty of time. Also any interactions with Alex have always been professional, courteous and at times encouraging.

I would personally recommend YMS for any mortgage business that you may have. Always a great job.

It was a no brainer for us when we decided to ask Alex Kotai at Your Mortgage Source to help us secure a mortgage so that we could purchase our first home. We had heard many wonderful things about his knowledge, work ethic and quality customer service before working with him and I am happy to say that it is all true. If you are looking for someone who will go above and beyond to get you the best deal, and treat you with respect and kindness, I suggest no one other than Alex Kotai of Your Mortgage Source. Thank you again!!

Your Mortgage Source company has been very helpful for my mortgage needs. I really recommend them to all and everybody. They are very up to date, fast in answering questions and honest. I would like to take time to thank YMS, Alex and Rick for the most recent assistance they have given me with my mortgage.

My wife and I just wanted to send you an email thanking you for your amazing service! We are super happy we chose to do business with your mortgage company. You guys went above and beyond and really appreciate all the work you did for us and getting us exactly what we wanted. Great communication from Janice from day 1 and made the whole process very smooth and stress free.

We have signed all paperwork and received our cheque from the lawyer last week.  We will most certainly recommend your mortgage company to anyone we know looking for help with mortgages. Thanks again and hope to do business again in the future.

We have been home owners for almost 10 years but never felt helped neither by brokers nor lenders. We’ve suffered some of the highest interest rates while they were at an all time low. Interesting enough, we’ve never missed a single payment. When the time came to renew, we did not know what to expect. We were very apprehensive. We’ve tried many banks before but got rejected even though they had proof of our clean payment records. Since we saw that YMS was local, we gave it a shot! We filled a simple form online. They responded within days. Alex and Janice took over with their magic. After we submitted all the required papers, they found us a new lender within a couple a days, with a rate we thought only grade “A” credit could get. We were so happy. The YMS team kept us informed throughout the whole process. We had a great experience for the first time in years as home owners. We can only recommend one Mortgage Broker to anybody that we know. Your Mortgage Source team is best we know. Thank you!

I would like to say how happy I was with your team at Your Mortgage Source.  I can’t say enough about Janice and how she stayed on top of things to make sure my mortgage went through even when Scotia Bank dropped the ball causing a bit of a panic near the end of my possession date which also caused extra expenses on my account.  She came through and organized/helped me get everything before the deadline.  Your professionalism and commitment to your clients is outstanding.  I would recommend your office to anyone looking to find a mortgage. Thank you for helping me and my daughter to get her a place that she can call home.

We want to thank you Alex and Janice, and the rest of your team for all the time and effort you put out for us. We have our mortgage that we wanted at a great interest rate and are almost all moved in to our new home with just a few boxes to go yet. We do appreciate your efforts.

We are extremely happy we went with Alex Kotai and his team at Your Mortgage Source.  They were very professional and worked tirelessly when we were in a time crunch getting our pre-approval for the house.  Not only did they work hard, but they truly did get us the best rate possible; as everyone else I talked to was shocked at the rate we got!

Your Mortgage Source helped me secure a mortgage when 3 different banks had turned me down.  They worked with me to get all the required paperwork in and kept me up to date throughout the process. Their hard work made my mortgage and my purchase of my home possible.

Great, friendly, professional service. If I was doing this again I wouldn’t hesitate for a moment to use this company’s services. Thank you once again.

We highly recommend using Your Mortgage Source. Our experience with Alex and his team was kind, professional and thorough. All our questions were addressed and we would not hesitate to use their services again.

Lisa and I want to thank you, and Janice, along with all those who assisted us with our mortgage refinancing options. The customer service and ongoing support from Your Mortgage Source throughout the whole process was excellent. We felt your services were personalized, and anytime we had questions or concerns, the support was there in a very timely manner. This was the first time we had opted to go through a mortgage broker and, as a result of the positive service we received, we would not hesitate in referring others to your organization.

The transition to WSCU has been awesome, and their staff have continued on with great customer service and support. As we all know, the financial marketplace is a very competitive one, and making the jump from Scotiabank to WSCU was a great move for us.

Thank you again and all the best.

I just wanted to say what a pleasure it was dealing with your office. Helpful and informative. You made my purchase a relatively painless experience. Thank you so much. I will definitely use you again and will recommend you to friends.

Thanks Alex. You and your co-workers did a fantastic job for me and what your team did that the banks would not do was outstanding. I recommend Your Mortgage Source to anyone. Thanks for all your hard work for me.

My husband and I are grateful for the mortgage Alex set us up with. Not only was the rate great, but we consolidated our bills and save over $400 every month now. The office was efficient and very professional. We will definitely recommend Alex to all our friends and family.

We are extremely satisfied with the service we received from Alex and his team. Alex was able to remortgage our current mortgage (which wasn’t easy being newly self employed) at a great rate and in a timely fashion. With the new mortgage we were able to renovate our home into our dream home. We highly recommend them to anyone needing a mortgage broker.

Alex, I just want to thank you and your team for assisting me with my mortgage. You provided 1st class service and I will recommend you to anyone. Thanks again.

We are very happy with the service we received. Every time we called or emailed we got a fast response. We would like to thank Alex for getting us a good mortgage on our house. We recommend Alex 5 out of 5 stars.

I found their professionalism to be of the utmost and they were efficient and trustworthy. The process was quick and everything was explained.

Alex and his team were dedicated to getting us our mortgage from the first conversation to the last signature signed. It was so easy to communicate with them and they were always willing to answer our questions – no matter how many times or how often we called! We strongly recommend this Company.

These guys know their business, found me great rates, and were friendly and courteous. Already a repeat client and won’t hesitate to return. Thanks Alex.

It was a great experience and very good customer service dealing with Your Mortgage Source Canada. You guys have a great way to make clients feel at ease and feel important. For myself, I am not the most knowledgeable person when it comes to mortgages. You were sure patient in all aspects of the process. I will definitely recommend your services to anyone.

Thank you so much for your excellent service. You were very helpful and professional in securing a mortgage for me. I will certainly recommend your services.

I have had Alex Kotai and his fantastic team help me two times with getting a mortgage and both times have been extremely happy. Alex and his team are very knowledgeable and very patient and I feel they continually put their clients needs first.

Alex and his team took the stress out of renewing our mortgage and we got a great rate.

Using YMS for the second time now, I can say they have been more than helpful through the whole process. No matter what curve balls get thrown at you through a stressful time like moving, YMS was always there to answer any questions I had. They did an amazing job at getting me a great mortgage!

Carrol would like to thank Your Mortgage Source for exceptional work that they do. They are very professional and work hard to get the best rate possible. I would highly recommend this broker to any one that is in need of a mortgage.

Alex at Your Mortgage Source was amazing! Without him our purchase most likely would not have happened, so we can’t say enough how much we appreciate his hard work. We highly recommend him to anyone! Thanks to him we are officially home owners!

If you’re looking for a professional and efficient mortgage broker, Alex Kotai and his team are fantastic. We renewed our mortgage through Alex and are currently in the process of helping our daughter secure a mortgage for her first home. The support and knowledge which YMS provides is great and made the process extremely easy. The big question, “would I use them again?”, the answer is a strong “YES”.

After not being approved for the amount that we needed with our bank, our real estate agent suggested talking to Alex Kotai. He was awesome, got us the mortgage approved in no time, for the amount that we needed, and he made everything look simple! Great service and great results!

Alex and his team were excellent to deal with. It was my first time working with a mortgage broker and it was a fantastic experience. He got me the best rate out there (other lenders were telling me they couldn’t even come close) and got everything turned around very quickly. I’ve recommended Alex and his team to several of my friends thinking about getting into the market.

Alex and the team at Your Mortgage Source were so helpful during the process of purchasing our home. Since our purchase was a private sale, we had quite a few questions that we probably would have asked the realtor. Alex was very available to answer all our questions and guide us step by step with what needed to be done. Purchasing a home is a busy and it can be a stressful time but Alex and his team did all they can to lighten our load and ease the stress. When we would ask Alex about a particular item that needed to get done, Alex would say, “we will take care of that for you.” Alex was also able to secure a low interest rate for our mortgage, which we are grateful for. We highly recommend Alex and his team at YMS. They will go the extra mile for you.

This is the second time we have used Your Mortgage Source YMS for our mortgage needs and we have found the service to be professional, responsible, and with our interests always being considered. We highly recommend Alex and Company.

Purchasing your first investment property does not need to be threatening or unnerving. Not with Alex from YMS as your right hand man. The whole application procedure right up until the keys were in our hands was absolutely effortless. The paper work was clear & simply laid out. Alex and his team are swift at returning calls, texts, e-mails – even when in another country!! Seriously YMS is superior when it comes to Mortgages & Rates. Alex himself is down to earth, involved in the community and exceptional in his field. We will always put our trust in him and his knowledge. He worked strong and diligently for us!

Janice & I were more than happy with your efforts on our behalf; especially considering we actually started this process a year ago. Thanks for the gift card & we will definitely pass along your business cards to anyone we come across who might need your services.

My experience with Alex and his team was very stress free. All my questions were answered quickly and with friendliness. The procedure was very efficient. I recommend Alex for all your mortgage dealings.

Service overall was amazing, especially since we weren’t that organized with our decisions. Very smooth and I would definitely recommend your services to others… Thanks again for everything!

I found the Mortgage Source to be incredibly organized and efficient. They were able to get our mortgage set up with great terms for our summer get away. Shortly after they refinanced our home mortgage with the same efficiency and great terms. I will use them again for friends and clients.

We were impressed with the professional manner and efficiency with which Alex Kotai dealt with our mortgage renewal with a new lender. He ensured we received the lowest interest rate on the market at that time and gave us well-informed feedback whenever we asked for it. We know from our experience that Alex is well organized, knowledgeable, efficient and provides superior quality service. We will recommend him to all family and friends with similar financing needs. Thank you Alex for a job well done! We appreciate you asking for our feedback.

Alex and his team make dreams happen and they made one happen for my wife and I. They were able to put together a self build mortgage for us which is enabling us to build the house of our dreams. Alex and his team were always available to answer questions and guide us through the process. Unlike other operations I was very impressed that after the deal was done it was not thanks we’re done. It was more follow up, conversation and guidance. To the people at YMS, you are great. Keep up the good work.

Your Mortgage Source was excellent to work with. They worked hard to get us an exceptional rate and our approval. They made sure we were informed of all our options throughout the process enabling us to make the best choices for our mortgage. Alex was always easy to reach and a pleasure to deal with all around.

This is the first time in working with Alex and his team. I was very pleased with the level of care and experience provided. Alex addressed all questions throughout the process. The best part of the experience was that I got the mortgage I want with an excellent rate! I will definitely work with Alex in the future and refer him to others.

Alex helped us secure the mortgage that we needed. He showed us professionalism and patience throughout the process. We appreciate his service and will refer him to any of our friends who need mortgages.

We had a great experience working with Alex as he got us very good mortgage rate with one of the reputed banks. The whole process was hassle free and he was available to answer all of our questions whenever needed. Thank you Alex for your hard work and patience.

I have used Your Mortgage Source to assist me in the purchase of both of my homes. I have found them to be professional, helpful, and considerate of my needs. They worked very hard to ensure my satisfaction and to find the best mortgage for me. This is something I appreciated during the purchase of my first home and why I came back to them when I was purchasing my next home. Moreover, they have been helpful once the brokering process has been completed in answering my questions and concerns. When my mortgage comes up for renewal, or if I purchase again, I will be sure to give Alex a call.

Your Mortgage source took an impossible situation and made it possible. We originally went with another company that made a lot of promises but didn’t deliver and just wasted our time. They told us we needed 10% down and even then it might not work after telling us we we’re pre-approved. After being referred to Your Mortgage Source we haven’t regretted a thing. We got approved with only 5% down, no stress, no problems. From the very first phone call to after completion they were on it every step of the way. The entire team explained everything to us in simple terms we could understand and they got us a lower rate than any bank we went too. We received daily phone calls to let us know where they were in the process. Even after we were living in our new house they made sure that we were taken care of. If you’re looking for a stress free approval and an amazing team that will find the best deal for you, contact Alex!

Alex and the great staff at YMS work harder than any other mortgage company out there. They want you to succeed. They gave us an action plan and told us if we stuck to it we would be in house by the end of our plan. And we were! They are pleasant to deal with over the phone (we are in Alberta) and always had tips or solutions when we had any financial questions. We have and will continue to refer any family or friends looking to buy a home to Alex and his team. Everyone we have referred has nothing but great things to say as well. Thanks guys you rock!

YMS did an incredible job finding me a lender with a great rate. They were supportive and very helpful through the whole process. They did not have any issue taking calls regarding any questions I had along the way. I have already referred a friend that is looking at purchasing a home. I couldn’t be happier with the quality of service and results that I received.

We are extremely grateful to have been referred to Your Mortgage Source by our Realtor, Sabrina VandenBrink. We were first time home buyers, and we didn’t know how to navigate ourselves through the process of purchasing a home. You and your team made each step easy and understandable. You go above and beyond for your customers, and that is rare and extremely valuable in business today.